Posts Tagged ‘ Pennsylvania. ’

The Reason Most People Buy Homes: Has It Been Forgotten?

People buy things for its “utility”, the pleasure or service received from a product or service, be it food, clothing, house cleaning, a car, a wide-screen TV, a computer, a hair cut, a manicure, and …a home.

I can attest first hand to the fact that when I show potential homebuyers a home, I don’t hear: “Oh look honey, we can make $15,000 on this kitchen when we go to sell it in 7 years”, or, “Wow, this wonderful back yard will net us $50K in 2015. People generally don’t think like that. They are looking at a home for its potential use and pleasure, its utility.

This doesn’t mean the homebuyer shouldn’t be prudent with their money. Most people should eventually buy a home, but not everyone and not at every point in their lives.

Obviously, responsible lending practices, coupled with a true understanding of what one can afford in a home are omnipotent. And the time to determine what one can afford is not in the kitchen of that “dream home” that was just viewed, but in advance with your lender and REALTOR®.

There are those that argue that a home’s future appreciation is extremely important in making a purchasing decision. I certainly don’t advocate purchasing a home to experience negative equity! But are we talking short term, or long term?

Homeowners benefit from the power of leverage. Over 10 years, a $10,000 investment in the stock market at a normal 10 percent rate of return would yield Continue reading this post


Posted by: John Badalamenti on August 15th, 2008 under Buying or Selling a Home


“Wow” and “Thanks” to All Real Estate Agents at Triple Play

This month two HomeGainers, Matt and Tim, traveled across the country from the San Francisco Bay Area to Atlantic City, New Jersey for NYSAR’s Triple Play Convention & Trade Expo.

Between the two of them over three days, they met almost 1,000 Real Estate agents from New York, New Jersey and Pennsylvania! Wow!

Congratulations to the drawing winner, Maryanne Cifaretto of Diane Turton Realtors, who has won a $200 American Express® gift card!

Thank you to all the Realtors® who stopped by our booth and made our trip a success.

We’ll see you there again next year! Continue reading this post


Posted by: Jessica Gopalakrishnan on December 14th, 2007 under Real Estate Trade Shows

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