Real Estate Radio With Louis Cammarosano 6/13/11

Posted by: Louis Cammarosano on June 26th, 2011

On Monday June 6, 2011, Louis Cammarosano, General Manager of HomeGain, was a guest on the Real Estate Radio show on The Big Talker 1580 AM, hosted by Ryan Sloper.

Listen to the show.

Part 1 (24:01)

Louis and Ryan discuss HomeGain members’ recent success in using HomeGain’s Agent Evaluator, noting one agent has made $2 million using HomeGain and over 1000 agents have made over $50,000 using HomeGain. Louis explains how the HomeGain Agent Evaluator program can benefit home buyers and sellers. Louis notes that 70% of consumers select the first agent they meet and that is a mistake. HomeGain’s can help home buyers and sellers compare realtor so that they pick the right one for their real estate needs. Ryan and Louis discuss the poor employment numbers that were released last week. Louis and Ryan discuss the likelihood of QE3. Louis notes that the Fed’s policy is a predicable- they follow Keynesian economics which involves printing money and notes that fixing a debt problem with more debt is not a viable solution. Ryan asks what will it take for private money to get back into the market at the current low rates. Louis notes that there is perhaps risk in US Treasuries especially given the low rates of return. Louis notes that taking out a low interest loan now may be a great deal given the anticipated increase in interest rates. Ryan noted that the Fed’s recent read on the economy was that there would be a decelerating recovery and that consumer spending was mixed as a result of rising commodities and gas and noted widespread weakness in housing. Ryan notes that home building industry can drive the US economy.Louis notes that the Fed anticipates that the economy will pick up in the second quarter. Louis postulates that when it doesn’t the Fed will claim they need to do something like QE3 due to unexpected weakness in the economy. Louis notes that the new home industry creates a lot of economic activity and contrasts the economic activity engendered by the existing home market. Ryan and Louis discuss whether the lack of new home building will create a housing shortage in the future.

Part 2 (16:14)

Ryan and Louis notes that perhaps consumer sentiment is not favorable towards home ownership. Ryan notes the low cost of home ownership.Louis notes that the inflation rate of food and energy is higher than the cost of a low interest mortgage loan. Ryan discusses risk retention. Louis notes that the average savings rate is still low and that prevents many from having the down payment required to get a mortgage and and that 35% of homes are being purchased for cash with out a mortgage.  Louis notes that the government programs designed to make homes available and affordable for as many people as possible ended up have the opposite effect with many losing their home. Ryan and Louis discuss the requirements of FHA loans. Louis notes the difference between government lending standards vs private free market lending standards. Louis notes that owning a home with a low interest loan in an inflationary environment is preferable to renting as renter will see  an increase in their rent payments while mortgage holders will pay a fixed rate.

Part 3 (10:23)

Part 4 (2:11)

Ryan wraps up the show.

Listen to other Real Estate Radio shows with Louis Cammarosano

Listen to the Real Estate Radio show of June 6, 2011

Listen to the Real Estate Radio show of May 23, 2011

Listen to the Real Estate Radio show of May 16, 2011

Listen to the Real Estate Radio show of May 9, 2011

Listen to the Real Estate Radio show of May 2, 2011

Listen to the Real Estate Radio show of April 25, 2011

Listen to the Real Estate Radio show of April 18, 2011

Listen to the Real Estate Radio show of April 11, 2011

Listen to the Real Estate Radio show of March 21, 2011

Listen to the Real Estate Radio show of March 14, 2011

Listen to the Real Estate Radio show of February 28, 2011

Listen to the Real Estate Radio show of January 24, 2011

Listen to the Real Estate Radio show of November 29, 2010

Listen to the complete archive of Louis Cammarosano on Real Estate Radio shows

Real estate radio interviews also available on Youtube

About the Real Estate Radio Network

The Real Estate Radio Network® is a nationwide alliance of real estate related professionals with a common objective: delivering the timely truth about local Real Estate Markets over local radio stations.

The Real Estate Radio Network brings hard-working and ethical professionals in a community together. We provide the media and forum necessary for Consumers to learn the truth about important aspects of their financial life, which is mostly centered around their biggest investment, the home they live in. The Real Estate Radio Network® brings each radio program to the audience with a “live and local” show hosted by well-respected members in the local Real Estate and Financial community.

About Ryan Sloper

As a highly motivated mortgage consultant, with more than nine years of mortgage lending experience, Ryan Sloper has acquired a solid understanding of the local and national real estate markets. Ryan has been investing in residential and commercial real estate for the last 5 years, where he has first hand knowledge of what it takes to be a successful real estate investor. Ryan also hosts a weekly radio show, Real Estate Radio, which airs every Monday on 1580 AM in the Washington, DC Metro Area. Real Estate Radio also streams live nationally @

Louis Cammarosano



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