Archive for July, 2012

HomeGain Releases 2nd Quarter 2012 Colorado Home Values Survey Results

Seventy-three percent of Colorado real estate professionals think that home prices will increase over the next six months

Last month, HomeGain, one of the first companies to provide free instant home valuations online, released the results of our second quarter 2012 nationwide home values survey of over of over 400 HomeGain current and former members and more than 1,700 home owners. The survey asked their opinions on home prices and what they thought of President Obama’s performance as President. On this real estate blog we published the 2nd quarter 2012 national results as well as the complete 2nd quarter 2012 regional results, including commentary from real estate agents and brokers.

Earlier this month we released the California 2nd quarter 2012 home values survey data, the Florida 2nd quarter 2012 home values survey data, the 2nd quarter 2012 Texas home values survey data, the 2nd quarter 2012 Arizona home values survey data, the 2nd quarter 2012 Massachusetts home values survey data, the 2nd quarter 2012 New York home values survey data, the 2nd quarter 2012 Virginia home values survey data, the 2nd quarter 2012 Maryland home values survey data, the 2nd quarter 2012 Ohio home values survey data, and the 2nd quarter 2012 Pennsylvania home values survey data.

See all past Colorado home values surveys.

Set forth below is the second quarter 2012 and 2011 real estate professional and home owner Colorado home prices survey data along with the second quarter 2011 national home prices survey data: (click on each question to see complete results):

  1. Have home prices increased, decreased or stayed the same in the last year?
  2. On average, what do homeowners believe that their home is worth?
  3. How do buyers feel that homes for sale are priced?
  4. What is the average difference in price between what sellers believe their home to be worth and the amount at which the home gets listed?
  5. What is the average difference in price between what a home is listed at and what a home sells for?
  6. In the next six months, will the values of homes in your market increase, decrease or stay the same?
  7. In the next two years, will the values of homes in your market increase, decrease or stay the same?
  8. What percentage of homes for sale are foreclosures in your area?
  9. What is the average home price in your area?
  10. What percentage of your clients are first-time buyers?
  11. How do you think Barack Obama is performing in his role as President?
  12. If the Presidential election were held today, who would you vote for?
  13. If the Presidential election were held today, who would you vote for? (Part 2)

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Posted by: Louis Cammarosano on July 31st, 2012 under Home Prices, Home Values, Home Values Surveys, HomeGain

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What do Seniors and Soldiers Have in Common?

If someone were to ask you what senior citizens and soldiers have in common, you may be expecting a response that has a comical punch line – the answer, however, is anything but funny. A common thread between seniors and soldiers is that both are groups whose members are increasingly facing foreclosure or default on their home loans.

While there’s no question that foreclosures have increased among all groups, taking a look at the reasons these two groups have been more directly impacted will shed some light on several common misconceptions about personal financial management and the state of the country’s economy. Below are four important lessons to be learned.

Both Spouses Must be Familiar with the Finances
In most domestic arrangements there is a division of labor such that one member of the family manages the finances while the other is responsible for other aspects of family life. Seniors and soldiers are both groups in which one member of the family may suddenly be unavailable, either because of death or deployment, leaving the remaining spouse to manage the finances, a task with which he or she is unfamiliar. In cases such as these, which are increasingly common among both groups, default on the home loan is often inevitable. This problem can be easily alleviated by ensuring that both members of a family or domestic partnership are familiar with the home’s finances, budgets and payment schedules, even if the daily financial affairs aren’t co-managed.

Bigger isn’t Always Better
One common mistake made by both soldiers and senior citizens is that they tend to overspend on their property while erroneously thinking that the loan will be easy to pay off. Seniors are often able to take on loans larger than they should because they’ve established a good credit rating or have existing home equity that they can borrow against.

In contrast, soldiers tend to over-borrow because they have dreams of large homes and they mistakenly rely on the availability of VA guaranteed loans to help offset the cost of the home. The only way to avoid such ‘big eyes’ is to seek advice from a qualified financial planner or mortgage broker before signing the loan, to ascertain whether the loan can be repaid, under normal circumstances, without overly straining the family’s finances.

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Posted by: Guest Contributor on July 31st, 2012 under Financing, Mortgage and Home Loans, Guest Bloggers

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HomeGain Releases 2nd Quarter 2012 Pennsylvania Home Values Survey Results

Eighty-four percent of Pennsylvania real estate professionals think that home prices will stay the same or decrease over the next six months

By Louis Cammarosano

Last month, HomeGain, one of the first companies to provide free instant home valuations online, released the results of our second quarter 2012 nationwide home values survey of over of over 400 HomeGain current and former members and more than 1,700 home owners. The survey asked their opinions on home prices and what they thought of President Obama’s performance as President. On this real estate blog we published the 2nd quarter 2012 national results as well as the complete 2nd quarter 2012 regional results, including commentary from real estate agents and brokers.

Earlier this month we released the California 2nd quarter 2012 home values survey data, the Florida 2nd quarter 2012 home values survey data, the 2nd quarter 2012 Texas home values survey data, the 2nd quarter 2012 Arizona home values survey data, the 2nd quarter 2012 Massachusetts home values survey data, the 2nd quarter 2012 New York home values survey data, the 2nd quarter 2012 Virginia home values survey data, the 2nd quarter 2012 Maryland home values survey data, and the 2nd quarter 2012 Ohio home values survey data. In the coming days we will be releasing home values survey data from Pennsylvania and other states.

See all past Pennsylvania home values surveys.

Set forth below is the second quarter 2012 and 2011 real estate professional and home owner Pennsylvania home prices survey data along with the second quarter 2011 national home prices survey data: (click on each question to see complete results):

  1. Have home prices increased, decreased or stayed the same in the last year?
  2. On average, what do homeowners believe that their home is worth?
  3. How do buyers feel that homes for sale are priced?
  4. What is the average difference in price between what sellers believe their home to be worth and the amount at which the home gets listed?
  5. What is the average difference in price between what a home is listed at and what a home sells for?
  6. In the next six months, will the values of homes in your market increase, decrease or stay the same?
  7. In the next two years, will the values of homes in your market increase, decrease or stay the same?
  8. What percentage of homes for sale are foreclosures in your area?
  9. What is the average home price in your area?
  10. What percentage of your clients are first-time buyers?
  11. How do you think Barack Obama is performing in his role as President?
  12. If the Presidential election were held today, who would you vote for?
  13. If the Presidential election were held today, who would you vote for? (Part 2)

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Posted by: Louis Cammarosano on July 26th, 2012 under Home Prices, Home Values, Home Values Surveys, HomeGain

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HomeGain Releases 2nd Quarter 2012 Ohio Home Values Survey Results

Seventy-two percent of Ohio real estate professionals think that home prices will increase or stay the same over the next six months

by Louis Cammarosano

Last month, HomeGain, one of the first companies to provide free instant home valuations online, released the results of our second quarter 2012 nationwide home values survey of over of over 400 HomeGain current and former members and more than 1,700 home owners. The survey asked their opinions on home prices and what they thought of President Obama’s performance as President. On this real estate blog we published the 2nd quarter 2012 national results as well as the complete 2nd quarter 2012 regional results, including commentary from real estate agents and brokers.

Earlier this month we released the California 2nd quarter 2012 home values survey data, the Florida 2nd quarter 2012 home values survey data, the 2nd quarter 2012 Texas home values survey data, the 2nd quarter 2012 Arizona home values survey data, the 2nd quarter 2012 Massachusetts home values survey data, the 2nd quarter 2012 New York home values survey data, the 2nd quarter 2012 Virginia home values survey data, and the 2nd quarter 2012 Maryland home values survey data. In the coming days we will be releasing home values survey data from Pennsylvania and other states.

See all past Ohio home values surveys.

Set forth below is the second quarter 2012 and 2011 real estate professional and home owner Ohio home prices survey data along with the second quarter 2011 national home prices survey data: (click on each question to see complete results):

  1. Have home prices increased, decreased or stayed the same in the last year?
  2. On average, what do homeowners believe that their home is worth?
  3. How do buyers feel that homes for sale are priced?
  4. What is the average difference in price between what sellers believe their home to be worth and the amount at which the home gets listed?
  5. What is the average difference in price between what a home is listed at and what a home sells for?
  6. In the next six months, will the values of homes in your market increase, decrease or stay the same?
  7. In the next two years, will the values of homes in your market increase, decrease or stay the same?
  8. What percentage of homes for sale are foreclosures in your area?
  9. What is the average home price in your area?
  10. What percentage of your clients are first-time buyers?
  11. How do you think Barack Obama is performing in his role as President?
  12. If the Presidential election were held today, who would you vote for?
  13. If the Presidential election were held today, who would you vote for? (Part 2)

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Posted by: Louis Cammarosano on July 26th, 2012 under Home Prices, Home Values, Home Values Surveys, HomeGain

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Instant Room Makeovers With Color

Give your home an instant makeover with a new splash of color. Many people are amazed and what just a bit of color can do for a room. Transform your home room by room with color makeovers.

Red
If you are looking for drama and excitemet, go for bold and beautiful red. Red can instantly change a room from drab to fab. Great for living rooms, dens, great rooms and basements, red walls go great with accents in gold and silver. Instantly liven up your room with a dramatic red room that will have your guests talking.

Green
Cool down with green paint that will cool off your room. The color green has been known to encourage sleep, rest and relaxation, so use green in your bedroom and create an instant oasis. Use green on walls and baseboards and accent with blue for an ocean feel. You will get a good night’s rest with green paint and accents for your bedrooms.

Brown
Neutral browns run the gamut of shades, from light beige to deep chocolate. Beige pairs well with mahogany furniture and gives off a regal, traditional and mature look. Browns are great for stately offices, home libraries and dens. Use browns in your living room with tan accents and enjoy a well appointed room. Complement your brown room with leather furniture for a modern and contemporary look.

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Posted by: Guest Contributor on July 26th, 2012 under Guest Bloggers

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3 Easy Ways To Get Organized For A Move

Moving homes is an organizational challenge like none other. Your entire routine is based around the home, so moving can feel like a real upheaval to your whole life. Not to mention that a move means coming to terms with the amount of junk you have collected over the years! But when you do it right, moving can be a great time to implement new organization strategies, and can even jumpstart new habits and hobbies. Try some of these simple ways to get and stay organized throughout your move:

1. Visualize your new home. Visualization isn’t just a new age goal-setting technique. Imagining your new home filled with your current possessions is an essential component of moving. You may even create a sketch of your new home where you can draw and mark in where you would like to place all your furniture. Having this blueprint in place will create a sense of purpose and will feel like a plan of action. Make decisions about the things you want to bring with you to have in your new house before you start packing. If that faded floral love seat is going to clash with the modern lines of your new living room, this is the right time to donate it or sell it at a garage sale.

2. Label, then label again. When it comes to labeling, we all have the best of intentions. For example, at the beginning of the move, you may be dutifully marking every box with the room it belongs in and the contents it contains. However, after some long hours of packing, you may find that those careful labels have dissolved into a crooked “Miscellaneous” scrawled on every box. Avoid this disintegration by making labels before you even begin packing. Most computer programs have a setting for label makers. Make a few dozen for each room, and then affix a label to each side of your boxes. If your children will be assisting, you can pre-label their boxes for them, or even give them special colored stickers for them to affix to their boxes.

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Posted by: Guest Contributor on July 25th, 2012 under Guest Bloggers

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